Home Loans/Investment Property Loans/Line of Credit

Loans of up to 95% of the security property value are available. Lenders Mortgage Insurance is payable if the loan exceeds 80% of the property value.

Variable or fixed interest rates, or a mixture of both, are available.

Low Document and Credit Impaired Loans are also available.

Commercial Property Loans

Suitable for clients that are purchasing or refinancing commercial properties with loan amounts in the range of $100 000 to $50 000 000.

Loans secured by industrial, commercial, retail properties also residential/commercial property constructions.

Loans are generally over a period of up to 15 years and to a maximum of 75% of security property value (dependant on property type).

Loans may be set up on a principal & interest or interest only basis and either fixed or variable interest rates (or a mixture of all of the above).

Commercial Leasing, Commercial Hire Purchase & Equipment Rental.

Suitable for all business operations or professionals to assist with the purchase of motor vehicles, plant and equipment. The goods being purchased must predominantly be used for business purposes.

Vehicles that are purchased as part of an individual's formal salary package can also be funded (as a Novated Lease).

Vehicles (new & used), trucks, earthmoving equipment, manufacturing plant, computers and office equipment are suitable items and generally will be sufficient security for the loan.

Loans should be in excess of $15 000 and terms are up to 5 years with a residual/balloon in line with tax office guidelines.